Braces are life-changing, but they can also be budget-breaking. While many families and individuals are ready to take the step toward straighter, healthier smiles, the cost often stands in the way. That’s where flexible financing options like Sunbit come into play. But what is Sunbit exactly? And can you use it to pay for braces at Abka Dental?

In this article, we’ll break it all down: what Sunbit is, how it works, whether braces qualify, and how you can get started with orthodontic care at Abka Dental without financial stress.

Key Takeaways

✔ Sunbit is a flexible financing option that can be used for most types of braces
✔ Applications take less than a minute, and most patients are approved
✔ You choose your terms and monthly payment amount
✔ Abka Dental proudly offers Sunbit to make braces affordable for all

What Is Sunbit?

Sunbit is a modern financing solution that allows patients to pay for healthcare, automotive, and dental services in smaller, manageable installments rather than all at once. It’s specifically designed to be fast, flexible, and accessible, making it a popular choice for dental patients who don’t want to delay important treatments due to upfront costs.

Unlike traditional credit cards or personal loans, Sunbit:

• Doesn’t rely on hard credit checks
• Offers high approval rates (often above 85%)
• Lets you choose from several repayment terms (usually between 3–24 months)
• Charges no late fees

Sunbit is accepted at thousands of dental practices nationwide, including right here at Abka Dental.

2. Can Sunbit Be Used for Braces?

Yes, Sunbit can be used to finance a wide range of orthodontic treatments, including traditional metal braces, ceramic braces, lingual braces, and even Invisalign (depending on the provider’s policy). While it doesn’t “cover” braces the way insurance might, it gives you the freedom to spread payments over time, making it much easier to budget for.

Common Orthodontic Treatments Eligible with Sunbit

Before we dive into financing specifics, here’s a quick overview of the orthodontic solutions patients commonly use Sunbit to pay for:

• Traditional metal braces – A reliable and effective option for both teens and adults
• Ceramic (tooth-colored) braces – Less visible and just as effective
• Lingual braces – Placed behind the teeth for a discreet look
• Invisalign or clear aligners – Sometimes eligible depending on provider and treatment plan

If you’re unsure whether your specific treatment qualifies, our team at Abka Dental is happy to provide clarity.

How Sunbit Works at Abka Dental

At Abka Dental, we’ve made the Sunbit application process as easy as possible, because financing your care shouldn’t be complicated.

Here’s how it works:

1. Visit our office or call to schedule a consultation
2. Get a detailed treatment plan and cost estimate for your braces
3. Ask a team member about Sunbit payment options
4. Complete a simple 30-second application, either online or in-office
5. Choose from a range of plans with various terms and monthly payments
6. Start your orthodontic treatment without delay

Our team will walk you through the process and help you pick a plan that fits your budget comfortably.

Eligibility Requirements

The beauty of Sunbit is how inclusive it is. Unlike many traditional lenders, Sunbit is designed to work for everyday people, including those with less-than-perfect credit.

You may qualify if you:

• Are at least 18 years old
• Have a valid state-issued ID
• Possess a checking account and a debit card
• Provide basic contact and identification information

There are no complicated forms or waiting periods. Most applicants get an approval decision instantly.

Pros of Using Sunbit for Orthodontic Care

Thinking about using Sunbit but want to understand the benefits first? Here’s why many Abka Dental patients choose Sunbit to finance their braces.

Why Patients Choose Sunbit:

• Quick and easy approval: Apply in less than a minute
• No hard credit check: Your score won’t be impacted
• Flexible terms: Choose the monthly payment that works best for you
• Transparent pricing: Know exactly what you’ll pay, no hidden fees
• High approval rates: More accessible than many other financing tools

Sunbit allows you to begin orthodontic treatment right away, even if you’re unable to pay the full cost upfront.

Limitations or Considerations

While Sunbit is a powerful tool, it’s still important to know what it isn’t.

• Not a form of insurance: You’re still responsible for the full treatment cost—you’re just paying it over time
• Terms vary based on your credit profile and repayment plan
• Not all dental offices offer Sunbit (though Abka Dental proudly does)

If you’re unsure how the payment terms break down, ask our team, we’ll be happy to walk you through every detail.

Alternatives If Sunbit Isn’t Right for You

While Sunbit offers a flexible and user-friendly financing option for many patients, it may not be suitable for everyone. If you don’t qualify or prefer a different route, there are still plenty of ways to make orthodontic treatment more affordable.

Other Financing and Payment Options Include:

• In-house financing plans: Many dental offices offer their own payment plans with zero or low interest rates
• Credit-based healthcare financing: Options like CareCredit can be used for dental treatments and offer promotional financing
• Medicaid (for eligible individuals): Medicaid may cover orthodontic care for qualifying patients, especially children and teens
• Dental discount plans: These membership-based plans provide reduced rates for dental services
• Nonprofit and community health programs: Local organizations, dental schools, or public health clinics sometimes provide low-cost or sliding-scale orthodontic care

Don’t hesitate to explore multiple options and speak with your dental provider about what’s available in your area.

Other Financing and Payment Options Include:

• In-house financing plans: Simple, interest-free payment plans managed by our office
• Medicaid (for qualifying patients): May cover orthodontic services in some cases, especially for children
• Dental discount plans: Membership-based savings programs that reduce treatment costs
• Community dental programs or dental school clinics: Often offer braces at reduced rates for qualifying individuals

Whatever your situation, we’re committed to helping you get the care you need.

Why Abka Dental Offers Sunbit

At Abka Dental, our mission is to provide high-quality, compassionate care that’s also accessible. We know that braces are more than cosmetic, they can change lives by improving oral health, function, and confidence.

By partnering with Sunbit, we’re giving patients more options, more flexibility, and more peace of mind. We believe that financial concerns should never stand in the way of a better smile.

How to Get Started with Sunbit at Abka Dental

Ready to explore your options? Here’s what you need to do:

1. Schedule a free orthodontic consultation at Abka Dental
2. Get your custom treatment plan and estimated costs
3. Discuss Sunbit financing options with our team
4. Complete the quick application in person or online
5. Pick your plan and begin treatment as soon as you’re ready

We’re here to support you every step of the way.

Final Thoughts and Patient Encouragement

Getting braces is a big step, and it shouldn’t be delayed because of finances. Thanks to tools like Sunbit, patients at Abka Dental can start their orthodontic journey with confidence and control.

Whether you’re considering braces for your child or yourself, we’re ready to help you create a customized plan that works for your smile and your budget. Let’s make it happen, together.